Pelatihan MANAGING CONSUMER LENDING BUSINESS

Pelatihan Pengelolaan Pelanggan dan Bisnis Pinjaman

Background of Training MANAGING CONSUMER LENDING BUSINESS

Dengan semakin tingginya permintaan masyarakat akan kredit konsumer (KPR / KKB / KTA dan Credit Card) sangat penting bagi bank ataupun institusi keuangan untuk dapat merespon animo masyarakat tersebut dengan mengembangkan produk sesuai dengan permintaan konsumen. Dan mengelola portofolio kredit konsumen tersebut sejak dari proses akuisisi sampai dengan collection, untuk mendapatkan imbal hasil (return) yang optimum bagi bank/institusi keuangan tersebut.

Course Benefit Training MANAGING CONSUMER LENDING BUSINESS

1. Memahami mekanisme pengembangan produk kredit konsumer
2. Mengetahui cara mengakuisisi nasabah
3. Memahami prinsip kerja credit scoring
4. Mendapatkan teknik-teknik untuk mengelola portofolio kredit konsumen
5. Mengetahui teknik dan strategi collection
6. Memahami cara menganalisa tingkat profitabilitas

Course Outline Training MANAGING CONSUMER LENDING BUSINESS

1. Planning Consumer Credit Products
   1. Selecting and attracting the target market, Designing product terms and conditions
   2. Developing profit models for consumer lending products
2. Account Acquisition
   1. Screening and credit evaluation, Avoiding negative selection
   2. Setting credit lines to meet profit goals
3. Credit Scoring Theory And Application
   1. Developing and implementing scores to meet business goals
   2. Monitoring and validation
4. Portfolio Maintenance
   1. Controlling the performance of accounts
   2. Testing programs for optimum implementation
5. Collections
   1. Developing a collection strategies : identifying low- and high risk accounts, collection scoring, allocating internal and external resources
   2. Forecasting delinquency and write off
6. Secured Products: Mortgages (KPR) And Automobile Loans (KKB) and Unsecured Product : Personal Loan (KTA)
   1. Planning the product , Screening techniques (underwriting process)
   2. Managing the portfolio
7. Profit Analysis
   1. Life time, single-loan profitability analysis, installment loans and revolving products
   2. allocating revenue and cost by product and Funding

Who Should Attend Training MANAGING CONSUMER LENDING BUSINESS

Business Support Credit Consumer, Manajer Portofolio, Analis Kredit, Account Officer, Analis Kredit, Analis Risiko, Pimpinan Cabang

Jadwal Pelatihan bandung-training.com tahun 2021:

Batch 1 : 24 – 26 Januari 2023

Batch 2 : 20 – 23 Maret 2023

Batch 3 : 15 – 17 Mei 2023

Batch 4 : 17 – 19 Juli 2023

Batch 5 : 25 – 27 September 2023

Batch 6 : 7 – 9 November 2023

Catatan : Jadwal tersebut dapat disesuaikan dengan kebutuhan calon peserta

Lokasi Pelatihan di Bandung :

• Yogyakarta, Hotel Dafam Malioboro
• Jakarta, Hotel Amaris Tendean
• Bandung, Hotel Golden Flower
• Bali, Hotel Ibis Kuta
• Surabaya, Hotel Amaris(6.00.000 IDR / participant)
• Lombok, Hotel Jayakarta

Investasi Pelatihan tahun 2019 ini :

• Investasi pelatihan selama tiga hari tersebut menyesuaikan dengan jumlah peserta (on call). *Please feel free to contact us.
• Apabila perusahaan membutuhkan paket in house training, anggaran investasi pelatihan dapat menyesuaikan dengan anggaran perusahaan.

Fasilitas Training di Bandung :

1. FREE Airport pickup service (Gratis Antar jemput Hotel/Bandara/Stasiun/Terminal)
2. FREE Akomodasi Peserta ke tempat pelatihan .
3. Module / Handout
4. FREE Flashdisk
5. Sertifikat
6. FREE Bag or bagpackers (Tas Training)
7. Training Kit (Dokumentasi photo, Blocknote, ATK, etc)
8. 2xCoffe Break & 1 Lunch, Dinner
9. FREE Souvenir Exclusive
10. Training room full AC and Multimedia